Boat Insurance

Whether you have a sailboat, a catamaran, a speedboat, jet skis, or a yacht, you need boat insurance to protect your purchase since only very limited marine coverage is available to protect marine risks in standard Auto and Homeowners policies. If you took out a loan to purchase your watercraft, your financial lender may require you to obtain and maintain boat insurance.

Much like auto insurance, boat insurance includes various coverages such as liability, property damage, and bodily injury. Boat insurance policy protects you from both damages to your boat and from the payments needed to cover medical care costs or damages to another person’s watercraft or person. Insurance coverage protects both boats you own and those that you rent, keeping you protected even when vacationing without access to your own equipment.

Our knowledgeable agents can help you design the ideal policy for your watercraft that protects your financial investment and financial health in the case of a boating accident or loss.